April 17, 2024 Notice to Maryland Policyholders affected by the collapse of the Francis Scott Key Bridge in Baltimore, MD. Our company will grant a moratorium on lapses in coverage due to non-payment of premium until July 17, 2024.

Traditional Whole Life Insurance Policy

A Whole Life Insurance Policy offered by Trans World Assurance accumulates cash value while providing a lifetime of life insurance protection.

Protection & Potential

Death Benefit Coverage and Cash Value Growth: Trans World Assurance's Whole Life Policy provides a family with financial protection through a death benefit, but it also accumulates cash value that can be accessed through policy loans.

Trans World Assurance's Whole Life Insurance Policy offers the following benefits:

  • Life insurance protection for a lifetime (as long as the insured's premiums are paid)
  • Cash value can be accumulated on a tax-deferred basis
  • The insured has access to cash value through policy loans
  • Level premiums to age 100
  • Because there is no "war clause," the policy is military-friendly
  • Accidental Death Benefit Rider and Waiver of Premium Rider are available with this policy

For more information about coverage, riders, restrictions, costs, and fees call Trans World Assurance at (650) 348-2300.


  • Whole Life Insurance policy
  • Issue Ages: 0-60
  • Minimum Issue: $2,500
  • Maximum Issue: $150,000 ($50,000 on juveniles)
  • Premium rates: Not differentiated by gender but are differentiated by tobacco use classification.
  • Policy Fee: $36.00 Annually
  • Accidental Death Benefit Rider: Available for ages 21-55 $1.00 per $1,000
  • Waiver of Premium Rider: Available for ages 16-55.

Consider all the facts, then make your own decision.

Of course, when you select a life insurance policy, you must be careful and consider your own financial situation and the many alternatives available to you. No single life insurance product may have all of the features you find desirable. Therefore, it is important to understand the features available so that you can make the best decision for you and your family.

* Note: The information contained within this marketing material can not be used or relied upon for the purposes of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. When managing your tax or legal matters you should always seek professional counsel for advice.

Independent Comparative Report

See how in 2022 Trans World Assurance compared to 25 of the leading life insurance companies.

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Account Login

Now, both Flexible Dollar Builder and also Future First Universal Life policyholders can login to their accounts to view their policy information.

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For Civilians

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We have long recognized the important role life insurance plays within a family. We believe insurance should not just pay if you die. We believe it should also pay living benefits.

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For Military

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TWA provides permanent solutions to augment any existing government insurance/retirement programs you may have. We believe your coverage should also provide living benefits.

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