Trans World Assurance Blog

Can Your Marriage Survive Military Retirement?

Posted on Mon, Dec 05, 2011

Trans World Assurance Military RetirementMilitary couples go through a lot of challenges and experiences that civilian couples do not often have to face, such as periods of separation due to deployments, training exercises or temporary duty. There are a number of other unique issues that many couples have to face that can tear them apart such as combat-related injuries and psychological issues that they are left with when they return home. If you are coming up to military retirement, you and your spouse may both be breathing a sigh of relief. Finally, you have made it! Or have you? How can your marriage survive military retirement?

Choosing Where to Live
After spending 20 years or more being told where to move to by the military, making up your own minds about where to settle can be a challenge. The military will pay for one last move for you, so make sure you are both in agreement as to where you will go. Take your time to decide what would be best for you as a couple and as a family. Making quick or hasty decisions can lead to further stress later on.

The Military Retirement Ceremony
The retirement ceremony is a traditional way to mark a person's transition from active duty to civilian life, but it is not a legal requirement. Some choose to slip away quietly with a small family gathering to celebrate their new status, rather than involve their former work colleagues. Speak to your spouse about your expectations, plans and how you feel about having a retirement ceremony. If you want a retirement ceremony, that can be arranged and adapted in accordance with your personal wishes.

Open Communication
Open communication is the glue that keeps spouses together. Keep the lines of communication open as you embark on your next journey together as a couple. Do not let the stresses and strains of out-processing, moving house, adjusting to a reduction in pay and other issues stop you from communicating openly and honestly with your spouse about your fears and concerns for the present, and for what the future holds.

It is perfectly normal to be afraid of what the future may hold, especially when you have spent your whole adult life being closely supervised and instructed on how to act and conduct yourself. Now you are on your own to decide all that for yourself. But for married military retirees, they are not really on their own. They should lean on their spouses even more so than ever before to help them with their transition. Doing so will keep a couple strong.

Military retirees need to maintain stronger marriages with their spouses now than ever before, as transitioning can be very challenging and stressful. Your marriage can survive military retirement if you are supportive of each other during this time of change and transition. Lean on each other for support, communicate openly and you will find that your marriage will continue to go from strength to strength.

Written by, Sophie S

Sophie S is a freelance writer from the UK residing in California. She holds a BA (Hons) in English with Sociology. She works as a freelance writer, specializing in web content on immigration, expatriate life, cat care and much more. Sophie has had over 3,500 articles published on the Yahoo! Contributor Network, other sites and for private clients.

Tags: military, retirement, military spouse

Where Should You Move to Following Military Retirement?

Posted on Fri, Sep 09, 2011

transworldassuranceMilitary retirees have the freedom to move just about anywhere they would like, which can come as quite a shock after 20 or more years of being told where to move to. Many military retirees have a clear idea of where to move to long before they have retired from the military, whereas others need extra time and resources to work where to relocate to where their future needs will be taken care of. How can you decide where to move to as a military retiree? 

States that Do Not Tax Retired Military Pay
If your biggest concern is holding onto as much of your retired military pay as possible, then you may want to consider moving to a state that does not withhold state taxes for military retirees. Alaska, Florida, Nevada, South Dakota, Texas, Washington and Wyoming are states that do not have a personal income tax, but you may still have to pay federal taxes, so check with your accountant or tax preparer for more information on how your personal circumstances will change upon retirement. In addition, New Hampshire and Tennessee only tax dividend and interest income.

Medical Facilities
You may be in great physical condition as a 38-year-old military retiree, but how will you be feeling in another 15 or 20 years? Before you decide where to settle, consider your long-term medical needs by finding out as much as you can about the nearby medical facilities. Will you have easy access to Veteran’s Affairs (VA) services and is there a military installation nearby where you can access medical services? How will your TRICARE coverage change in your new location?

Serious health concerns may well be decades away, but if you plan to settle in your new location you should look into your medical options so that you can be better prepared when you need it the most.

Employment Opportunities
Many military retirees take on a second, or even a third career, after they are discharged from the military. Some positions offer Veteran Preference over other applicants, which is an added step up for those who need help returning to the world of work. Look at job postings on military installations to find out about possible job openings and Veteran Preference hiring opportunities that you are entitled to. 

Military retirement is a huge adjustment for new retirees. Before you decide where to move to following retirement, consider the benefits that you are hoping to keep hold of, or ones you would like to pursue. These include moving to a location where you will keep a greater portion of your retired military pay, have easy access to medical facilities and enhanced employment opportunities.  

Tags: military, retirement